Finance
In finance, a bug isn’t a glitch – it’s a failed payment, a missed audit, or a fine. We build the payments, data, and modernized core systems that banks and fintechs run on: accurate, compliant, and online at scale.
What we build for our clients in finance
The software banks and fintechs run on from payments infrastructure to fraud detection and modernized core systems.
Payments infrastructure
Payment volume doesn’t wait for a deploy window. We rebuild and run payment systems that process over a million transactions a day without dropping one when traffic spikes.
Test automation and QA
In banking, an untested release is a liability. We build automation frameworks that catch bugs before production, the kind that let banking companies unify QA across payments teams.
Legacy system modernization
Your core still runs the bank, but it wasn’t built to talk to modern channels. We modernize legacy systems and connect them to new platforms without taking live transactions offline.
Fraud detection and risk scoring
Rules-based checks miss what they weren’t written for. We build AI models that score risk and flag anomalies in real time, so fraud gets caught in the moment, not in next month’s report.
Regulatory reporting and data
Auditors ask for the number and the trail behind it. We build the data pipelines and reporting that keep both accurate, traceable, and ready before the request comes in.
Digital banking and onboarding
Off-the-shelf tools force your product to bend around them. We build customer-facing platforms and onboarding flows: accounts, KYC, self-service, shaped around how your customers and rules actually work.
Success stories
From startups to global enterprises, teams count on us for growth that works
We helped our client build a frontend team from scratch, establish development processes that actually work, and ship a redesigned B2B platform while clearing years of technical debt.
We helped our client cut manual labor by automating their waste material identification and classification process using a custom AI-powered computer vision system.
What we’ve shipped for teams like yours and the results they achieved
View case studies
“We have been working with Softeta since mid-2022. The main goal of our collaboration has been to strengthen our delivery capacity with additional development and testing expertise in the payments domain. The partnership has been very successful – Softeta has been highly responsive to our needs, and we have onboarded skilled and competent consultants through them,”
Nicklas von Wachenfeldt
Head of Payments and IT Lead at SEB
Ways we collaborate with you
A transparent, flexible approach designed around your goals.
Team augmentation
Extra talent that boosts your projects. Our experienced engineers integrate directly with your in-house team, bringing flexibility, technical depth, and fast scaling capacity. All without the overhead of hiring.
Building a dedicated team
A fully autonomous team focused on delivery from day one. We assemble a cross-functional group of experts to match your project goals, work within your roadmap, and take full responsibility for execution and outcomes.
Developing a project, subproject, component
We take full responsibility for delivering a clearly scoped system, module, or feature – from architecture to deployment. We handle design, development, testing, and ensure long-term maintainability.
Frequently asked questions
Learn more about our system modernization and optimization services
How do you handle security, audits, and regulatory compliance?
We build for the audit from day one: encryption, access controls, traceable data, and architecture that passes review instead of scrambling before one. We’re ISO 9001:2015 certified and have delivered mission-critical, compliance-heavy systems for banks and fintechs serving millions of users.
Can you modernize our core or payment systems without downtime?
Usually, yes. Most of our finance work is modernization done in stages: we keep the systems moving money and build around them, migrating piece by piece so live transactions never stop. A full rebuild only makes sense when the old system genuinely can’t be extended and we’ll tell you honestly which case you’re in.
We already have in-house engineers. How do you work alongside them?
That’s our usual setup, not the exception. We embed dedicated or hybrid teams that plug into your processes and domain, the way our developers and testers did in SEB’s, Luminor, TransferGo payments teams and other clients’ systems, so you add delivery capacity without losing control of the roadmap.
Looking for a tech partner?
Select your project type and submit the form, or contact us for details.